Property & Property Taxes

Buying, owning or selling property means there are things you’ll want to know about taxes, zoning, and the value of your property. Here’s the information you may be looking for.

To promote orderly development and to protect property owners, the use of property in Harbor Springs is guided and regulated through the Zoning Code. Each zoning district has specific options and limitations to encourage the logical and orderly use of land for similar and compatible buildings and uses. See Zoning Codes

The taxable value of your property is determined through Michigan’s process of assessment and equalization to ensure that properties are uniformly assessed according to their value in the current real estate market.

Please visit the Property & Property Taxes section for further documentation and information.

Parcel record cards can be found at https://is.bsasoftware.com/BSA.IS/default.aspx.

Zoning districts map

To promote orderly development and to protect property owners, the use of property in Harbor Springs is guided and regulated through the Zoning Code. Each zoning district has specific options and limitations to encourage the logical and orderly use of land for similar and compatible buildings and uses. See Zoning Codes

The taxable value of your property is determined through Michigan’s process of assessment and equalization to ensure that properties are uniformly assessed according to their value in the current real estate market.

Property Tax

Property Taxes are billed to the Residents twice a year.  The property taxes billed are for all of the "Taxing Agencies" that are authorized by state law to levy a property tax, such as the School District, Intermediate School District, Community College, Emmet County, Lakeview Cemetery and the City of Harbor Springs.  Some of the "Taxing Agencies" levy their taxes in the summer, some in the winter, and some in both.  Questions about your tax bill may be directed to the City Treasurer, Ronald B. McRae or Deputy Treasurer, Janet Hendricks at (231) 526-2104 or by email cityclerk@cityofharborsprings.com.

A summer property tax bill is issued on the last business day of June, and is technically due July 1st of every year.  However, according to the City's Charter, they don't have to be paid until August 10th of each year.  If the summer tax bill is not paid timely, a penalty of 3% is assessed and an additional interest amount of 0.5% per month is assessed. 

A winter property tax bill is issued on the last business day of November of each year.  The winter property tax bill is due the following February 14th.  If the property taxes levied are not paid by February 28th, they are returned to the Emmet County Treasurer.  If the winter tax bill is paid after February 14th, but prior to March 1st, a 3% penalty is assessed.  Once the delinquent property tax bill is returned to Emmet County Treasurer, the past due amount is subject to the Emmet County penalties and interest, and are payable to the Emmet County Treasurer.

Tax information is available for all but the current year at http://www.emmetcounty.org/propertysearch/.

Current Property Tax Rates

2015 Property Tax Rate